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Financial Focus

All About Tax Refunds

If you’re lucky enough to get a big “thank you” from Uncle Sam this year, there are some smart ways to spend it.

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Countering Interest Payments Is Crucial To Debt Recovery

Pay your debts quickly by making extra payments to counteract interest.

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What Does It Mean To Be Financially Literate?

Financial literacy entails more than just knowing about financial concepts. It means knowing how to apply and actually implement them to your personal financial situation.

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Science Explains Why Saving Money Is So Hard

New research suggests a simple change of perspective may be all that’s keeping us from financial success.

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An Alternative Long-Term Savings Account

With the changing dynamics of the American worker, a health savings account could represent a good opportunity to save long-term.

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A Drop In Your Credit Score Isn’t Always Bad

Be aware of these common reasons that your credit score may have dropped, many of which aren’t exactly emergencies.

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Beware These Deceptive Credit Card Practices

In some cases, what sounds like a good deal ends up costing credit card users much more than they bargained for.

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Why Gas Prices Are Low and How To Make The Most Of It

While many of us celebrate the constantly falling price on the gas station sign, most are also unaware of exactly what’s causing it.

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How To Get Started With Credit Cards

After a few years of responsible credit use, getting a loan for a home, car or other major purchase can be much easier.

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