Sign InSign InApply Now State Licenses Contact Us Rates & Terms FAQ
logo

Cash Central Resource Center

The decision to take a loan is never a light one and should take all aspects of the lending process into consideration -- in short, “Know before you owe.” To help educate and answer any potential questions you may have about Cash Central’s loan products (and a few choice aspects of finances in general), we’ve created the Cash Central Resource Center. As an education section allowing customers to familiarize themselves with loans, terms and general finance principles, the focus of the Resource Center is on transparency and informed choices -- all in an effort to make online lending simple.

Questions About Cash Central Loans

  1. Frequently Asked Questions If you have questions about any aspect of the Cash Central loan process (acquiring your loan, paying your loan back, etc.) you can find it in our FAQ.
  2. Payday Loan Scams Payday loans are a legitimate, helpful financial offering. That doesn’t mean there aren’t “bad guys” out there. Learn how to identify a scam.
  3. Cash Central Discount Codes Cash Central will often provide discount codes to help you save on the fees of your loan. Find out how you can make sure you’re getting the discount codes available to you.

Loan Types

  1. Online Loans Online Loans come in a few different shapes and sizes. Find out more about them in our overview.
  2. Payday Loans A detailed look at what a payday loan is, isn’t and whether it may be right for you.
  3. Installment Loans Installment loans can be used for longer periods of time. How much longer and how they work is explained here.

Financial Education

  1. Budget Planning Tool A budget can keep your finances in line and under control. Learn how to create your own budget with our planning tool.
  2. Dispute a Credit Report Disputing a negative mark on your credit report is your right and might not be as tough as you think.
© 2024 Cash Central. All rights reserved – Privacy & Security Center – Contact Us – Questions or Complaints – Terms of Use – Website Use Requirements – Sitemap – Cash Central Blog
Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Alabama: Minimum age to apply in Alabama is 19. Alabama loans are provided by Insight Capital, LLC, a lender which also provides other loan products at retail locations in Alabama under business names other than Cash Central. Please call 1-800-460-4305 for details on loan products provided by Insight Capital, LLC

California payday loans are provided by CCFI Funding, LLC, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, Financial Code Section 23000 et seq.

Delaware loans are provided by CCF of Delaware, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 023205.

Indiana consumers: Licensed by the Indiana Department of Financial Institutions as a Small Loan Lender Lic.#227.

Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central. Please call 1-800-460-4305 for details on other loan products provided by CCF of Mississippi, LLC.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Oregon payday loans are provided by Cash and Go a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id.# 1393382.

Texas loans are arranged by Buckeye Check Cashing of Texas, LLC, 1600056494-156525, a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lenders First Financial Loan Company, LLC, or First Star Financial, LLC pursuant to the Texas Finance Code, Chapter 393. Cash Central of Texas, LLC is regulated by the Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207.

The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Cash Central has updated its privacy notice. For more information, see the Consumer Privacy Notice, the Online Privacy Notice and the California Consumer Privacy Notice.