Cash Central wants to help you get the funds you need when you need them. Alaska payday loans with Cash Central put a cash deposit directly into your checking account. In general, the due date of your loan is tied to your next pay date. When your loan is due, we automatically access your checking account via an authorized electronic withdrawal, or, if you have provided it, the debit card associated with your checking account. For alternative repayment options, please contact us.
A 16-day payday loan of $400.00 has an Annual Percentage Rate of 370.70% and a finance charge of $65.00.
To view additional examples of payday loan fees, select a loan amount and duration from the drop-down menus below. Your results will be shown below once you select a loan amount, duration, and click the ‘Submit’ button.
This is only for illustrative purposes and provides an example of a typical payday loan we offer to qualified applicants. If approved, the specific rates and terms of your loan agreement will depend on your qualifications.
| Amount Provided | Fee* | Amount of Check | 14-Day Annual Percentage Rate | 30-Day Annual Percentage Rate |
|---|---|---|---|---|
| $100 | $20 | $120 | 521.43% | 243.33% |
| $200 | $35 | $235 | 456.25% | 212.92% |
| $300 | $50 | $350 | 434.52% | 202.78% |
| $400 | $65 | $465 | 423.66% | 197.71% |
| $500 | $80 | $580 | 417.14% | 194.67% |
*The finance charge includes a $5 nonrefundable origination fee.
Community Choice Financial® loans are offered for the duration of 14-35 days.
A single payday loan is typically two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term financial solutions.
The term of these payday loans is 14-35 days. The system will set your loan due date to coincide with your next payday, unless your next payday is less than 14 days away. If you need a different due date, please call 1-800-460-4305 for assistance. Whenever possible, we suggest making your loan due date on your next payday.
When your loan is due we will automatically withdraw the total amount due from your checking account via an authorized electronic withdrawal or, if you’ve provided it, the debit card associated with your checking account. If you need an alternative method of payment, please call 1-800-460-4305. Please remember that if you cannot repay your loan in full on its due date, you should contact us one banking day before your loan is due.
If you do not want us to withdraw the total amount due you have the option to refinance your loan until your next payday. Refinances result in more finance charges paid over the life of the loan. The cost to refinance your loan is $15.00 per $100.00 borrowed. The $15.00 fee covers earned interest for the extended period. We recommend paying an additional amount toward the principal balance to reduce the amount of fees you will pay for refinancing your loan.
The refinance fee will be withdrawn from your account on your due date. You have the option to refinance your payday loan up to two (2) times. We must receive your refinance request before 7:45 PM EST, one banking day before your loan is due.
For more information on repayment options such as courtesy moves, refinances, and extended or variable payment plans, please contact us at 1-800-460-4305, or visit our FAQ page.
Your online agreement will be governed by the laws and regulations of the state of Alaska. If your authorized ACH debit is returned for any reason you agree to the following:
• You are authorizing us to initiate electronic debits or drafts to your account in the amount up to, or less than the amount owed, until the amount owed is paid in full. Your authorization shall remain in effect until we have received written notice of its termination. We must also have had a reasonable opportunity to act on this authorization.Your session will expire in . Press the space bar or click CONTINUE to stay signed in, otherwise click LOGOUT or wait to end your session.