Online Loans

You have a lot of options when it comes to getting a loan, including whether to get a loan online or at a brick-and-mortar storefront. Though there are benefits to both options, we’re partial to online loans as that’s our specialty here at Cash Central. We strive to make online lending simple, so here’s some information you need to know about online loans so you can make the decision that’s best for you.

Benefits of Online Loans

There’s a lot of great things about online loans, but here’s some of our favorites.

• No need to wait. You can apply, request a loan, and manage your account anytime you want, 24 hours a day, 7 days a week, and 365 days a year.
• Complete privacy. Online loans allow you to completely manage your account from the privacy of your own home.
• Skip the bank. Funds from your online loan will deposit directly into your checking account, so you won’t have to hassle with a trip to the bank.
• Accessible. Whether you live in a big city, or way out in the country, you can easily access the services you need when you need them.

Cash Central Online Loans

There’s a lot of different online loans available to you, but Cash Central specializes in online payday loans and online installment loans. Payday loans and installment loans from Cash Central have many benefits, and they can be an option for people who may have difficulty or are unable to get credit from banks and traditional financial institutions.

Online Payday Loans

Payday loans, which are often referred to as a cash advance, are small dollar, short-term loans which are typically paid back in full on your next payday. There are many uses for payday loans, but their main purpose is to help bridge the gap to your next payday in the event of unexpected expenses.

Online Installment Loans

Installment loans* are generally available in larger amounts and have a longer repayment period compared to a payday loan. With an installment loan, you receive a dollar amount and then make payments on a regular basis to pay the loan back over time, typically ranging from six to twenty-four months. Installment loans are used in many of the same scenarios as payday loans, but when more funds are needed than what a payday loan can provide.

Benefits of an Online Loan with Cash Central

You’ll discover many benefits when choosing Cash Central for your online loan, including those mentioned above, but there’s a few more worthwhile benefits for you to consider.

• Transparency. You’ll know what you’re getting with fixed terms and rates which enables you to budget for your payments more easily.
• Fast. The application is quick and simple. You can typically apply for, and receive approval for, an online loan in five to 10 minutes with funds made available as soon as the very next business day**.
• Flexible. With varied loan amounts you don’t have to borrow more than you need and can select a loan amount that fits your personal needs.

What online Cash Central loans are available to me?

Available loans and their rates, terms, and fees vary depending on the state in which you live. To see what online loans are available to you, please check out our Rates & Terms page page and select your state.

*Installment loans from Cash Central are currently available only in the following states: AL, DE, ID, MO, SC, UT, and WI.

**When application is submitted by 7:45 PM EST. Customers entering into their first loan with Cash Central may experience a delay in loan funding.