Why Choose Cash Central?

When it comes to a Payday or Installment Loan, let’s be honest - you have a lot of choices. So what makes Cash Central different? As the direct lender* we take your loan experience seriously. When applying, you have the assurance of knowing what you can expect:

Outstanding personal service. Friendly, knowledgeable and ready to help, because every situation and every customer is unique.
Simple process for quick money. Apply and in a few clicks have your loan funded within 24 hours.**
Secure, reliable, state licensed and registered. Safely apply and know you’re protected by state and federal law.
Quick help for life’s emergencies. When the unexpected happens, get help when you need it the most.
Confidential 24/7 online convenience. Day or night, you can easily apply in the privacy of your own home.
Quick loan approval. Apply anytime and know generally within seconds if you’re approved.***

* While still facilitating your loan, Texas funds come from an independent Lender and Cash Central acts as a Credit Access Business (CAB).

**If loan request is submitted and accepted by 7:45 PM EST, M-TH. Loan requests submitted on Friday, Saturday, and Sunday (before 7:45 PM EST) will generally fund the following Monday. Loans requested after 7:45 PM EST on Sunday will generally fund the following Tuesday. Customers entering into their first loan with Cash Central may experience a delay in loan funding.

***Sometimes additional information is necessary to complete review and approval of application.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Alabama: Minimum age to apply in Alabama is 19. Alabama loans are provided by Insight Capital, LLC, a lender which also provides other loan products at retail locations in Alabama under business names other than Cash Central. Please call 1-800-460-4305 for details on loan products provided by Insight Capital, LLC

California payday loans are provided by CCFI Funding, LLC, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, Financial Code Section 23000 et seq.

Delaware loans are provided by CCF of Delaware, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 023205.

Indiana consumers: Licensed by the Indiana Department of Financial Institutions as a Small Loan Lender Lic.#227.

Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central. Please call 1-800-460-4305 for details on other loan products provided by CCF of Mississippi, LLC.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Oregon payday loans are provided by Cash and Go a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id.# 1393382.

Texas loans are arranged by Buckeye Check Cashing of Texas, LLC, 1600056494-156525, a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lenders First Financial Loan Company, LLC, or First Star Financial, LLC pursuant to the Texas Finance Code, Chapter 393. Cash Central of Texas, LLC is regulated by the Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207.

The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Cash Central has updated its privacy notice. For more information, see the Consumer Privacy Notice, the Online Privacy Notice and the California Consumer Privacy Notice.

Cash Central may provide links to third party websites. These links are provided only as a convenience. Linked websites are not reviewed or controlled by Cash Central, and Cash Central is not responsible and expressly disclaims any liability for the information, advertising, products, services, resources, or other materials, of any linked site or any link contained in a linked site. The inclusion of any link does not imply endorsement by Cash Central. Your use of any linked site is subject to the terms and conditions applicable to that site. Please direct any questions regarding a linked site to the webmaster of that site.

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